Insurance

What Are the Advantages of Group Health Insurance?

What Are the Advantages of Group Health Insurance?

Insurance
Group health insurance, as the name suggests, is a kind of insurance policy that provides medical benefit to a particular group. This group is generally the employees of an organization. It is often referred to as corporate health insurance or employee medical insurance when provided by an employer to the employees of an organization. This kind of coverage is beneficial to both the insurer and the insured. Group Medical Insurance policy has its benefits for the employer as well as the employee. Benefits of group health insurance to the employee No Premium: The employee is not required to pay any premium. The employer generally pays the premium. As a result, you get the dual advantage – pocketing a health insurance policy without paying anything from your own pocket. No med
The Role of the Loss Assessor Against Property Damage

The Role of the Loss Assessor Against Property Damage

Insurance
When you suffer fire damage or flood damage at home or in the workplace, we all naturally assume that our Insurance Company will be there to ensure everything is taken care of. Statistics show that in most cases people is less than impressed by the response once they have to make a claim. Most just assume that the tasks in hand will be met with the same enthusiasm and vigour as when they took their premium to protect us against the worst. In reality, an Insurance company is a financial institution. Their priorities are to their shareholders who expect an annual return on their investment. As a result of the well published negative experiences of people making a claim, a whole industry exists to assist people to obtain their maximum entitlement through insurance claim management. The Cl...
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